Not The Financial Services Industry
We have in Canada a huge financial services sector that wants to take care of your money for you. These are mostly large prosperous looking institutions with well-dressed and helpful people trying to make you feel comfortable with their managing your savings. This is the money you have left over after paying taxes on your earned income and covering your regular daily expenses.

Private Equity Tax Planning Sector
We do not want to compete with the Financial Services industry, and we are not primarily interested in your after-tax savings. We are interested in the taxes you routinely pay to the Canada Revenue Agency on your employment and investment income, to see how we can redirect that money from being paid to the CRA into an investment for you.

This defines the community that we are seeking to help as those:

• a) who have high income working salaries on which they are paying significant Income Tax;
• b) do not have significant after-tax savings to entrust to a regulated Financial Advisor; but
• c) still are interested in making a strategic investment to build up their portfolio of assets.

This does not exclude those with cash savings who might still be interested in saving on their taxes and redirecting that money into a new investment.

Concerned About The Canada Revenue Agency?
A first concern many individuals may have is "Will this get me into trouble with the CRA"? Clearly trouble with the CRA is something every Canadian wants to avoid. There are however a number of tax-saving practices in Canada that were created by Government to encourage Canadians to choose these investment strategies by offering Income Tax reduction as an incentive for them to do so. You are in fact participating in a Government fostered goal by taking advantage of these tax-saving opportunities.

Some Of Your Tax-Saving Resources
Some of the tools available to you are: RRSPs; TFSAs; VCCs (to be described in greater detail); flow-through investments such as Limited Partnerships; as well as the short-term low-cost use of other peoples money in the current low-interest lending market to create an investment for you. While each has a distinct benefit used alone, used collectively in a more complex strategy they can return much if not all of your investment money over a relatively short period of time in Income Tax reduction, still leaving you the investment upside available over the longer term.